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Item ID 3834176 in Category: Real Estate - Mortgage Brokers

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You said: VantageScore 4.0 & Mortgage Approval: What 2025 Changes Mean for You
Big changes are coming to how your credit is evaluated for a mortgage. Starting in 2025, VantageScore 4.0 will be used alongside FICO scores by government-backed mortgage lenders, potentially opening doors for more borrowers. Unlike older models, VantageScore 4.0 considers trends in your credit behavior—like paying down balances over time—and includes data like rental and utility payments. This means if you’ve been financially responsible but overlooked by traditional scoring methods, your chances of qualifying for a mortgage could improve. For first-time homebuyers, younger applicants, or those with limited credit history, this update could be a game-changer. However, the new model still evaluates payment history, credit utilization, and debt, so maintaining good credit habits is key. Understanding how this shift impacts your eligibility—and preparing for it—can make all the difference. We’re here to help you navigate these changes, boost your credit readiness, and position yourself for mortgage success in 2025 and beyond.
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Target Prov.: British Columbia Target City : Abbotsford Last Update : Oct 17, 2025 1:19 AM Number of Views: 18	Item Owner : Sandhu Sran Mortgages Contact Email: Contact Phone: 6048644222

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CANetAds > Real Estate > Mortgage Brokers > Item ID 3834176

2025-11-02 (0.690 sec)